With the increased risk of identity theft and credit fraud, it’s more important than ever to know what’s happening with your credit at all times. While reviewing your full credit report throughout the year is a great way to stay on top of your credit, your financial information needs all the protection you can give it.


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With a credit monitoring service you can trust, not only will you be able to receive your credit reports and scores easily, you will also be notified if any suspicious or unauthorized activity occurs on your credit report.


See all your different types of credit scores and see how they're progressing.


ScoreBuilder® creates a personalized 120-day plan to help you understand what is hurting and helping your credit score, plus what actions you can take.


Get your best credit score.

Money Manager

Manage all your online accounts in one place. We track and update your account statements, payments due and transactions every day. Use action buttons to ask questions and resolve problems.

$1 Million Fraud Insurance

Covers your entire family residing in your household. Covers pre-existing Identity Fraud you didn't know about. Replacement cost due to stolen Driver's License or Passport & more.


Is your data being used or sold on the web? Our PrivacyMaster® feature scans websites & data brokers for your personal information.

You are securely connected to more than 50,000 banks, brokerages, credit unions, debt collectors and more.

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With SmartCredit®, our goal is to provide you with a simple platform for your money and credit all in one place, and with innovative tools to help you rest assured that your credit accounts are being monitored 24/7.

Frequently Asked Questions