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    Frequently Asked Questions

    Frequently Asked Questions

    15
    • Is Credit Restoration Legal?
    • How long is the Credit Restoration process?
    • Do I really need credit monitoring in order to start the credit restoration process?
    • What happens during the process?
    • Can I still apply for credit during the credit restoration process?
    • How will I see the updates to my credit report?
    • I can see that negative accounts are being removed, but my score isn’t changing. What’s up with that?
    • How do I send messages to J&M Empire? Can I just send a text?
    • What do I do with the letters I receive?
    • What if a creditor calls me on the phone?
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    How To Join J&M Financial

    How To Join J&M Financial

    3
    • Signing Up For J&M University (Mobile & Tablet)
    • Signing Up For J&M University (Desktop)
    • Signing Up For J&M University (Course Purchase)
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    How Do Programs Work?

    How Do Programs Work?

    2
    • Home Buyer/ Rent To Own
    • Small Business Owner
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    Your Profile Settings

    Your Profile Settings

    8
    • Dashboard
    • Log In Information
    • Notification Preferences
    • Privacy Settings
    • How To Change Your Profile Picture
    • How To Change Your Cover Photo
    • Edit Your Profile Information
    • Export Your Data
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    Life Insurance

    Life Insurance

    4
    • How Do I Sign Up For A Policy?
    • What Makes You Different From Other Insurance Companies?
    • How Do I Make Changes To My Insurance Policy?
    • How Do You Offer Such Competitve Rates?
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    Purchasing Courses

    Purchasing Courses

    2
    • How To Access A Course After Purchase
    • I didn’t get an email/receipt after I purchased A Course
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    Credit Monitoring

    Credit Monitoring

    7
    • Credit Monitoring & 3-Bureau Credit Reports & Scores
    • Identity Fraud Insurance
    • Dispute Errors on Your Credit Reports
    • Check Your Credit Score
    • Do Reports Show Credit Scores?
    • What is Considered a Good Credit Score?
    • Do All Three Credit Reports Have the Same Information?
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    What's Included In My Plan?

    What's Included In My Plan?

    7
    • Build A Plan.
    • Attack The Past
    • Grow Your Future
    • 24/7 Portal Acess
    • Personalized Analysis
    • Customized Disputes
    • Personalized Updates
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